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Filing an Insurance Claim for Storm Damage
What to document, and how a roofing contractor’s assessment fits into the claims process — explained plainly, without promising outcomes we can’t control.
What to Document Right Away
Photograph the damage as soon as it’s safe to do so — both the interior water damage and, if visible and safe, the exterior. Note the date of the storm and when you first noticed the damage. This timeline matters to insurers.
Where a Roofing Assessment Fits In
We can provide a dated, photographed assessment that separates storm-caused damage from pre-existing wear — useful whether you’re filing a claim yourself or working with an adjuster. We can’t tell you whether your specific policy will cover the damage, or guarantee a claim outcome; that’s between you and your insurer.
Frequently Asked Questions
Should I call my insurer or a roofer first?
Either order can work, but getting a professional assessment early gives you accurate documentation to bring to your insurer, which can help the claims process move faster.